Terms and Conditions
Effective Date: 03/05/2026
These Terms and Conditions govern your use of the website operated by CK Business Consulting & Tax at https://ckbusinessconsulting.com/. By accessing or using this website, you agree to these Terms.
Use of Website
You agree to use this website for lawful purposes only and not to engage in any activity that could damage, disable, or interfere with website functionality.
Services and Information
All information on this website is provided for general informational purposes only. Services, pricing, and availability are subject to change without notice. We do not guarantee specific results unless explicitly stated in writing.
Appointments, Quotes, and Estimates
Any quotes, estimates, or timelines provided through the website are non-binding unless confirmed in writing.
Payments
If payments are accepted, you agree to provide accurate payment information. All transactions are processed through third-party providers, and we are not responsible for payment processor errors or security breaches.
SMS Messaging Terms & Compliance
Program Name
CK Business Consulting & Tax SMS Notification & Marketing Program
1. Program Description: This messaging program sends appointment confirmation and reminder messages to customers who have booked an appointment with CK Business Consulting & Tax through our website at https://ckbusinessconsulting.com/, or via our scheduling forms, and have explicitly opted in to receive SMS notifications. Opt-in is collected via web forms with a dedicated checkbox for SMS consent. Messages include scheduling confirmations, appointment reminders, rescheduling updates, and customer support communications.
2. Cancellation Instructions: You can cancel the SMS service at any time. Simply text "STOP" to the same number that sent you messages. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
3. Support Information: If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or reach out directly to Cindy@pbbcts.com or call (713) 445-6969 during business hours.
4. Carrier Liability: Carriers are not liable for delayed or undelivered messages.
5. Message & Data Rates: Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your service usage and appointment schedule. For questions about your text plan or data plan, contact your wireless provider.
6. Supported Carriers: Our SMS program works with all major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers.
7. Age Restriction: You must be 18 years or older to participate in our SMS program.
8. Privacy Policy: For privacy-related inquiries, please refer to our Privacy Policy at https://www.ckbusinessconsulting.com/privacy
We comply with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines, regarding the use of SMS communication
General Terms
This website (the "Site") is owned and operated by CK Business Consulting & Tax ("COMPANY," "we" or "us"). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from CK Business Consulting & Tax.
Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.
We reserve the right to change these Terms of Service or to impose new conditions on the use of the Site from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.
Intellectual Property
All website content, including text, graphics, logos, and design elements, is the property of CK Business Consulting & Tax and may not be copied, reproduced, or distributed without permission.
Our Limited License to You
This Site and all the materials available on the Site are the property of CK Business Consulting & Tax and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal non-commercial use.
You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us.
Unless explicitly authorized, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium any material from the Site. However, you may download and/or print one copy of individual pages for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.
Your License to Us
By posting or submitting any material (including comments, blog entries, social media posts, photos, and videos) to us via the Site, internet groups, or other digital venues, you represent that you own the material or have obtained the necessary permissions. You grant us a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, modify, transmit, sell, exploit, create derivative works from, distribute, and publicly perform or display such m
Disclaimers
Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply an endorsement or sponsorship of such sites or the information, products, or services offered on or through the sites.
The information, products, and services offered on or through the Site are provided "as is" and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.
You agree at all times to indemnify and hold harmless CK Business Consulting & Tax, its affiliates, and their respective officers, directors, agents, and employees from any claims, causes of action, damages, liabilities, costs, and expenses arising out of or related to your breach of any obligation, warranty, or representation under these Terms of Service.
Online Commerce
Certain sections of the Site may allow you to purchase products and services from third-party vendors. We are not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of these products and services. If you make a purchase from a third party linked through the Site, the information obtained during your visit, including payment information, may be collected by both the merchant and us.
Your participation in any dealings with third-party vendors is solely between you and the third party. CK Business Consulting & Tax
shall not be responsible for any loss or damage incurred as a result of such dealings.
Registration & Passwords
To access certain features of the Site, you may be required to register and create an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account.
If you suspect unauthorized use of your account, notify us immediately at Cindy@pbbcts.com. We are not liable for any loss or damage arising from your failure to comply with this obligation.
Termination
We reserve the right to terminate or suspend your access to the Site, without notice, if we determine that you have violated these Terms of Service or engaged in conduct that we deem inappropriate or unlawful. Upon termination, you must cease all use of the Site and any content obtained from it.
User Submissions
Any information or content you submit must be accurate and lawful. By submitting content, you grant us permission to use it for business and communication purposes.
Prohibited Conduct
You agree not to:
- Attempt to gain unauthorized access to the website
- Use the website for fraudulent or unlawful purposes
- Upload malicious code or harmful co
Third-Party
We are not responsible for third-party websites linked from our
Disclaimer of Warranty
The website and its content are provided “as is” without warranties of any kind, either express or imp
Limitation of Liability
To the fullest extent permitted by law, CK Business Consulting & Tax shall not be liable for any damages resulting from your use of the website or services.
Indemnification
You agree to indemnify and hold harmless CK Business Consulting & Tax from any claims arising out of your use of the website or violation of these Terms.
Governing Law
These Terms shall be governed by the laws of the State of Texas, without regard to conflict of law principles.
Changes terms
We reserve the right to update these Terms at any time. Continued use of the website constitutes acceptance of changes.
Contact Information
If you have any questions regarding these Terms and Conditions, please contact:
CK Business Consulting & Tax
Email: Cindy@pbbcts.com
Phone: (713) 445-6969
Location: Texas